Many people living with disabilities are as healthy, if not more so, than a person without any handicap. However, not all disabled people are able to take care of themselves or function to such a high degree. The medical costs for a person who is physically disabled and/or mentally handicapped can be significantly more as the level of functioning can predispose one to more accidents, infections and other illnesses.

Apart from the medical costs directly related to the disability, a person who is not physically active may be more likely to suffer with high cholesterol, recurrent infections like the colds and flu or have other complications related to the limited movement. In terms of mental disability, the person may be more prone to accidents which could increase the costs of medical care. Medical aid may be the best solution so as to limit the financial impact on parents and caregivers.
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