There has been much confusion about the concept of hospital insurance plans which offer the beneficiary a daily cash remuneration for each day in hospital. These insurance plans are not medical aid hospital cover. Most private hospitals in South Africa will not recognise these insurance plans as being suitable financial backing for medical services and you will still have to pay cash upfront at the hospital. A medical aid on the other hand is a registered medical finance provider and will be accepted by most private hospitals.
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Joining a medical aid is always recommended especially if you have a family as the rising costs of private health care is not affordable for most South Africans. Medical aid cover will provide you with a sense of security and should any medical emergency arise, you can rest assured that your comprehensive cover will allow you the best medical services in South Africa. More importantly, it will spare you an experience in a South African state hospital which seems to be another important contributing factor for newcomers to medical aid services.

